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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,678 | $168,635+61.7% | $147,617+84.7% | $125,389+117.5% |
| Participation rate | 80.0% | 88.8%-8.8pp | 84.6%-4.6pp | 83.2%-3.2pp |
| Annual return | -4.90% | 77.65%-82.6pp | 61.98%-66.9pp | 282.24%-287.1pp |
| Employer contribution / active EE | $1,169 | $6,252-81.3% | $5,564-79.0% | $4,866-76.0% |
| Participant deferral / active EE | $4,775 | $5,507-13.3% | $4,895-2.5% | $5,352-10.8% |
| Admin fee / account holder | $10,553 | $13,580-22.3% | $11,612-9.1% | $9,541+10.6% |