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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $427,529 | $124,330+243.9% | $109,173+291.6% | $167,536+155.2% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 4.48% | 26.04%-21.6pp | 25.75%-21.3pp | 478.82%-474.3pp |
| Employer contribution / active EE | $12,283 | $4,209+191.8% | $3,723+229.9% | $4,839+153.8% |
| Participant deferral / active EE | $9,320 | $5,256+77.3% | $4,654+100.3% | $6,342+46.9% |
| Admin fee / account holder | $92,254 | $7,974+1056.9% | $6,755+1265.7% | $12,315+649.1% |