Retirement plan

NCAAR, INC. PROFIT SHARING PLAN

Name: NATIONAL CENTER FOR ADVOCACY AND RECOVERY, INC. - NCAAR, INC. PROFIT SHARING PLAN (2025) Form 5500
Creator: NATIONAL CENTER FOR ADVOCACY AND RECOVERY, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, NCAAR, INC. PROFIT SHARING PLAN, NATIONAL CENTER FOR ADVOCACY AND RECOVERY, INC.

NATIONAL CENTER FOR ADVOCACY AND RECOVERY, INC.EIN 22-2436069Plan #001PY 2025

360 CORPORATE BLVD. - ROBBINSVILLE, NJ 08691609-689-0599

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$9.8M

+14.9% from 2024

Total participants

154

+1.3% from 2024

Average account balance

$66,951

+12.6% from 2024

Annual return

10.67%

-2.57 pp from 2024

Benchmarks

See 1,662 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants25-99

Cohort1,662 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$9.84M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$67K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

147

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

92.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$649K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.67%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$489

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 4 by compensation

Provider	Service type	Compensation
RED BANK PENSION SERVICES, INC.4 years Service code 49 · EIN 22-2755716 1161 BROAD STREET, SUITE 314 · SHREWSBURY, NJ 07702	Other Services	$5,140
HOLMAN FRENIA ALLISON PC10+ years Service code 10 · EIN 22-3480145 10 ALLEN STREET · TOMS RIVER, NJ 08753	Accounting	$0
NATIONWIDE10+ years Service code 15 · EIN 31-4156830 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215	Recordkeeping	$0
PETER CHANG ENTERPRISES, INC.3 years Filed as: PETER A. NUSSBAUM Service code 99 32 MIDDLEBROOK DRIVE · OCEAN, NJ 07712	Other Fees	$0

Plan features & details

Pension benefit codes2A2E2F2G2J2T3D

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$72K

$734 / participant

Other / not subdivided$72K100.0%

% of EOY assets

0.731%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: HOLMAN FRENIA ALLISION, PC
Auditor EIN: 223480145
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$66,951

$69,590-3.8%

$136,867-51.1%

$94,015-28.8%

Participation rate

92.9%

66.3%+26.5pp

74.5%+18.3pp

70.8%+22.0pp

Annual return

10.67%

19.62%-8.9pp

42.97%-32.3pp

17.84%-7.2pp

Employer contribution / active EE

$4,963

$2,396+107.1%

$3,547+39.9%

$2,790+77.9%

Participant deferral / active EE

$1,664

$3,437-51.6%

$4,924-66.2%

$4,249-60.8%

Admin fee / account holder

$489

$8,912-94.5%

$10,340-95.3%

$8,951-94.5%

Provider

Service type

Compensation

RED BANK PENSION SERVICES, INC.4 years

Service code 49 · EIN 22-2755716

1161 BROAD STREET, SUITE 314 · SHREWSBURY, NJ 07702

Other Services

$5,140

HOLMAN FRENIA ALLISON PC10+ years

Service code 10 · EIN 22-3480145

10 ALLEN STREET · TOMS RIVER, NJ 08753

Accounting

NATIONWIDE10+ years

Service code 15 · EIN 31-4156830

ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215

Recordkeeping

PETER CHANG ENTERPRISES, INC.3 years

Filed as: PETER A. NUSSBAUM

Service code 99

32 MIDDLEBROOK DRIVE · OCEAN, NJ 07712

Other Fees

NCAAR, INC. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

NCAAR, INC. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion