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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,171 | $93,346+241.9% | $71,796+344.6% | $273,972+16.5% |
| Participation rate | 93.8% | 76.5%+17.2pp | 69.1%+24.6pp | 83.0%+10.7pp |
| Annual return | 5.30% | 130.39%-125.1pp | 78.04%-72.7pp | 41.46%-36.2pp |
| Employer contribution / active EE | $10,064 | $2,733+268.2% | $1,924+423.0% | $4,869+106.7% |
| Participant deferral / active EE | $8,766 | $3,475+152.3% | $2,794+213.7% | $5,287+65.8% |
| Admin fee / account holder | $15,673 | $6,571+138.5% | $4,815+225.5% | $10,133+54.7% |