Retirement plan

COMMUNITY FOOD BANK OF NEW JERSEY RETIREMENT PLAN

Name: COMMUNITY FOOD BANK OF NEW JERSEY - COMMUNITY FOOD BANK OF NEW JERSEY RETIREMENT PLAN (2025) Form 5500
Creator: COMMUNITY FOOD BANK OF NEW JERSEY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, COMMUNITY FOOD BANK OF NEW JERSEY RETIREMENT PLAN, COMMUNITY FOOD BANK OF NEW JERSEY

COMMUNITY FOOD BANK OF NEW JERSEYEIN 22-2423882Plan #002PY 2025

31 EVANS TERMINAL RD. - HILLSIDE, NJ 07205908-355-3663cfbnj.orgLinkedIn51-200 employeesnon-profit organization management

Prospect flagsFailed to transmit contributions

Top hat statement on fileNQDC

Filed May 26, 2022

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

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Total assets (EOY)

$17.9M

+28.4% from 2024

Total participants

458

+2.2% from 2024

Average account balance

$39,295

+21.4% from 2024

Annual return

16.30%

-3.49 pp from 2024

Benchmarks

See 445 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants250-999

Cohort445 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$17.92M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$39K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

456

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.65M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.30%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$180

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 4 by compensation

Provider	Service type	Compensation
ALLIANCE PENSION CONSULTANTS, LLC4 years Filed as: ALLIANT RETIREMENT SERVICES Service code 27 · EIN 33-0785439	Advisory (Plan)	$0
CETERA ADVISOR NETWORKS LLC6 years Service code 27 · EIN 95-3845382	Advisory (Plan)	$0
FIDELITY INVESTMENTS INSTITUTIONAL7 years Service code 37 · EIN 04-2647786	Loan Processing	$0
FIDELITY INVESTMENTS INSTITUTIONAL4 years Filed as: FIDELITY INVESTMENTS INSTITUTIONALS Service code 60	Sub-TA Fees	$0

Plan features & details

Pension benefit codes2A2F2G2J3D

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$82K

$285 / participant

Recordkeeping$51K62.1%
Investment mgmt$31K37.9%

% of EOY assets

0.459%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: WITHUM
Auditor EIN: 222027092
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$39,295

$38,165+3.0%

$189,758-79.3%

$69,255-43.3%

Participation rate

99.3%

66.7%+32.6pp

79.8%+19.5pp

69.0%+30.3pp

Annual return

16.30%

14.65%+1.7pp

52.62%-36.3pp

26.73%-10.4pp

Employer contribution / active EE

$4,508

$1,589+183.7%

$4,767-5.4%

$2,645+70.4%

Participant deferral / active EE

$4,646

$2,073+124.1%

$5,856-20.7%

$2,890+60.7%

Admin fee / account holder

$180

$714-74.8%

$20,388-99.1%

$733-75.4%

Provider

Service type

Compensation

ALLIANCE PENSION CONSULTANTS, LLC4 years

Filed as: ALLIANT RETIREMENT SERVICES

Service code 27 · EIN 33-0785439

Advisory (Plan)

CETERA ADVISOR NETWORKS LLC6 years

Service code 27 · EIN 95-3845382

Advisory (Plan)

FIDELITY INVESTMENTS INSTITUTIONAL7 years

Service code 37 · EIN 04-2647786

Loan Processing

FIDELITY INVESTMENTS INSTITUTIONAL4 years

Filed as: FIDELITY INVESTMENTS INSTITUTIONALS

Service code 60

Sub-TA Fees

COMMUNITY FOOD BANK OF NEW JERSEY RETIREMENT PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

COMMUNITY FOOD BANK OF NEW JERSEY RETIREMENT PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion