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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,895 | $99,345-25.6% | $84,753-12.8% | $273,972-73.0% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 0.91% | 22.93%-22.0pp | 22.78%-21.9pp | 41.46%-40.5pp |
| Employer contribution / active EE | $6,264 | $4,214+48.6% | $3,574+75.2% | $4,869+28.6% |
| Participant deferral / active EE | $4,245 | $4,270-0.6% | $3,712+14.4% | $5,287-19.7% |
| Admin fee / account holder | $49,917 | $6,645+651.1% | $5,333+836.0% | $10,133+392.6% |