Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,004 | $77,920-37.1% | $149,723-67.3% | $75,177-34.8% |
| Participation rate | 52.5% | 65.6%-13.1pp | 78.8%-26.3pp | 67.2%-14.7pp |
| Annual return | 12.76% | 31.72%-19.0pp | 134.50%-121.7pp | 160.75%-148.0pp |
| Employer contribution / active EE | $1,675 | $3,138-46.6% | $4,821-65.3% | $2,671-37.3% |
| Participant deferral / active EE | $2,543 | $3,411-25.4% | $5,682-55.2% | $4,126-38.4% |
| Admin fee / account holder | $10,464 | $5,951+75.8% | $13,215-20.8% | $5,651+85.2% |