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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,278 | $73,848-3.5% | $143,799-50.4% | $68,486+4.1% |
| Participation rate | 64.0% | 66.7%-2.7pp | 80.3%-16.3pp | 67.9%-3.9pp |
| Annual return | -17.35% | 0.91%-18.3pp | -0.04%-17.3pp | -7.85%-9.5pp |
| Employer contribution / active EE | $1,426 | $3,184-55.2% | $4,952-71.2% | $2,597-45.1% |
| Participant deferral / active EE | $2,652 | $3,385-21.6% | $5,638-53.0% | $4,028-34.1% |
| Admin fee / account holder | $2,067 | $5,755-64.1% | $14,677-85.9% | $5,404-61.7% |