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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,780 | $56,544-70.3% | $75,501-77.8% | $70,126-76.1% |
| Participation rate | 79.3% | 68.1%+11.2pp | 72.4%+7.0pp | 69.5%+9.8pp |
| Annual return | 32.96% | 23.59%+9.4pp | 27.35%+5.6pp | 73.15%-40.2pp |
| Employer contribution / active EE | $6,781 | $1,817+273.3% | $2,352+188.3% | $2,343+189.5% |
| Participant deferral / active EE | $1,943 | $2,580-24.7% | $3,142-38.2% | $3,332-41.7% |
| Admin fee / account holder | $629 | $3,827-83.6% | $5,801-89.2% | $4,645-86.5% |