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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,974 | $67,894-55.9% | $89,340-66.4% | $82,448-63.6% |
| Participation rate | 83.8% | 64.0%+19.7pp | 69.6%+14.2pp | 68.1%+15.7pp |
| Annual return | 10.78% | 19.21%-8.4pp | 20.57%-9.8pp | 41.64%-30.9pp |
| Employer contribution / active EE | $1,047 | $1,828-42.7% | $2,231-53.1% | $2,551-59.0% |
| Participant deferral / active EE | $1,365 | $3,072-55.6% | $3,823-64.3% | $4,139-67.0% |
| Admin fee / account holder | $2,799 | $5,723-51.1% | $6,704-58.2% | $7,234-61.3% |