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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,598 | $98,776+27.2% | $149,745-16.1% | $79,856+57.3% |
| Participation rate | 98.7% | 75.8%+22.9pp | 82.5%+16.3pp | 69.6%+29.1pp |
| Annual return | 27.91% | 27.38%+0.5pp | 276.72%-248.8pp | 31.71%-3.8pp |
| Employer contribution / active EE | $6,807 | $3,217+111.6% | $4,646+46.5% | $2,471+175.4% |
| Participant deferral / active EE | $2,307 | $5,681-59.4% | $6,843-66.3% | $3,741-38.3% |
| Admin fee / account holder | $2,422 | $6,053-60.0% | $9,312-74.0% | $5,306-54.4% |