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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,749 | $176,786-40.2% | $146,643-27.9% | $167,536-36.9% |
| Participation rate | 94.4% | 83.6%+10.8pp | 80.1%+14.4pp | 82.1%+12.3pp |
| Annual return | 8.65% | 24.04%-15.4pp | 22.75%-14.1pp | 478.82%-470.2pp |
| Employer contribution / active EE | $3,221 | $5,161-37.6% | $4,137-22.1% | $4,839-33.4% |
| Participant deferral / active EE | $3,417 | $6,440-46.9% | $5,506-37.9% | $6,342-46.1% |
| Admin fee / account holder | $6,574 | $13,262-50.4% | $10,280-36.1% | $12,315-46.6% |