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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,734 | $60,139+1.0% | $90,461-32.9% | $79,856-23.9% |
| Participation rate | 89.6% | 65.0%+24.6pp | 72.7%+16.9pp | 69.6%+19.9pp |
| Annual return | 11.47% | 71.96%-60.5pp | 1294.76%-1283.3pp | 31.71%-20.2pp |
| Employer contribution / active EE | $3,125 | $2,069+51.0% | $3,264-4.3% | $2,471+26.4% |
| Participant deferral / active EE | $3,521 | $2,939+19.8% | $3,964-11.2% | $3,741-5.9% |
| Admin fee / account holder | $5,400 | $3,978+35.7% | $5,617-3.9% | $5,306+1.8% |