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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,249 | $98,776+83.5% | $149,745+21.0% | $79,856+127.0% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 5.97% | 27.38%-21.4pp | 276.72%-270.7pp | 31.71%-25.7pp |
| Employer contribution / active EE | $6,396 | $3,217+98.8% | $4,646+37.7% | $2,471+158.8% |
| Participant deferral / active EE | $7,527 | $5,681+32.5% | $6,843+10.0% | $3,741+101.2% |
| Admin fee / account holder | $11,744 | $6,053+94.0% | $9,312+26.1% | $5,306+121.3% |