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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,845 | $101,063+163.0% | $81,473+226.3% | $147,586+80.1% |
| Participation rate | 100.0% | 74.5%+25.5pp | 68.0%+32.0pp | 82.8%+17.2pp |
| Annual return | 19.19% | 32.41%-13.2pp | 38.78%-19.6pp | 578.59%-559.4pp |
| Employer contribution / active EE | $4,174 | $3,206+30.2% | $2,568+62.5% | $4,876-14.4% |
| Participant deferral / active EE | $9,084 | $4,242+114.1% | $3,537+156.8% | $5,439+67.0% |
| Admin fee / account holder | $1,442 | $5,812-75.2% | $4,561-68.4% | $10,886-86.8% |