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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,153 | $106,247-44.3% | $96,515-38.7% | $139,466-57.6% |
| Participation rate | 94.4% | 77.8%+16.6pp | 74.3%+20.1pp | 80.3%+14.1pp |
| Annual return | 16.43% | 38.47%-22.0pp | 35.73%-19.3pp | 373.66%-357.2pp |
| Employer contribution / active EE | $1,437 | $4,106-65.0% | $3,740-61.6% | $4,754-69.8% |
| Participant deferral / active EE | $2,316 | $5,456-57.6% | $4,880-52.5% | $6,712-65.5% |
| Admin fee / account holder | $745 | $7,885-90.6% | $6,735-88.9% | $11,409-93.5% |