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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,634 | $112,121-44.1% | $95,960-34.7% | $158,966-60.6% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 21.55% | 171.16%-149.6pp | 91.63%-70.1pp | 302.95%-281.4pp |
| Employer contribution / active EE | $21,826 | $3,199+582.3% | $2,541+758.8% | $4,762+358.3% |
| Participant deferral / active EE | $5,219 | $4,784+9.1% | $4,167+25.2% | $5,983-12.8% |
| Admin fee / account holder | $2,518 | $10,135-75.2% | $6,797-63.0% | $11,250-77.6% |