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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,857 | $181,896+9.3% | $156,551+27.0% | $273,972-27.4% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | -2.40% | 30.74%-33.1pp | 32.23%-34.6pp | 41.46%-43.9pp |
| Employer contribution / active EE | $7,159 | $6,248+14.6% | $5,501+30.1% | $4,869+47.0% |
| Participant deferral / active EE | $5,920 | $5,550+6.7% | $4,871+21.5% | $5,287+12.0% |
| Admin fee / account holder | $4,475 | $15,560-71.2% | $13,028-65.7% | $10,133-55.8% |