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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,966 | $78,428+51.7% | $95,960+24.0% | $79,852+49.0% |
| Participation rate | 81.8% | 73.5%+8.3pp | 77.1%+4.7pp | 69.6%+12.2pp |
| Annual return | 17.64% | 19.37%-1.7pp | 91.63%-74.0pp | 31.72%-14.1pp |
| Employer contribution / active EE | $688 | $1,945-64.7% | $2,541-72.9% | $2,471-72.2% |
| Participant deferral / active EE | $7,404 | $3,440+115.2% | $4,167+77.7% | $3,740+97.9% |
| Admin fee / account holder | $847 | $5,622-84.9% | $6,797-87.5% | $5,306-84.0% |