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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,141 | $131,835-74.9% | $108,582-69.5% | $273,972-87.9% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 4.23% | -91.57%+95.8pp | -51.70%+55.9pp | 41.46%-37.2pp |
| Employer contribution / active EE | $1,525 | $4,913-69.0% | $3,758-59.4% | $4,869-68.7% |
| Participant deferral / active EE | $10,072 | $5,127+96.4% | $4,311+133.6% | $5,287+90.5% |
| Admin fee / account holder | $4,485 | $10,253-56.3% | $7,645-41.3% | $10,133-55.7% |