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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,569 | $198,462-84.1% | $170,439-81.5% | $147,585-78.6% |
| Participation rate | 87.5% | 88.0%-0.5pp | 83.6%+3.9pp | 82.8%+4.7pp |
| Annual return | 13.51% | 257.30%-243.8pp | 205.94%-192.4pp | 578.58%-565.1pp |
| Employer contribution / active EE | $2,115 | $6,184-65.8% | $5,433-61.1% | $4,876-56.6% |
| Participant deferral / active EE | $4,421 | $5,629-21.5% | $4,939-10.5% | $5,439-18.7% |
| Admin fee / account holder | $14,817 | $16,852-12.1% | $13,881+6.7% | $10,886+36.1% |