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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,882 | $183,627-65.2% | $155,602-58.9% | $145,978-56.2% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.5pp | 80.3%-13.6pp |
| Annual return | 9.75% | 61.32%-51.6pp | 64.81%-55.1pp | 550.52%-540.8pp |
| Employer contribution / active EE | $2,490 | $5,316-53.2% | $4,675-46.7% | $4,662-46.6% |
| Participant deferral / active EE | $5,668 | $6,466-12.3% | $5,629+0.7% | $6,690-15.3% |
| Admin fee / account holder | $953 | $19,327-95.1% | $15,923-94.0% | $13,400-92.9% |