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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,948 | $70,587+11.8% | $124,694-36.7% | $85,851-8.0% |
| Participation rate | 75.8% | 64.4%+11.3pp | 74.6%+1.1pp | 69.3%+6.4pp |
| Annual return | 14.59% | 20688.83%-20674.2pp | 5144.82%-5130.2pp | 318.63%-304.0pp |
| Employer contribution / active EE | $1,461 | $1,913-23.6% | $3,325-56.1% | $2,565-43.0% |
| Participant deferral / active EE | $5,229 | $2,969+76.2% | $4,615+13.3% | $3,952+32.3% |
| Admin fee / account holder | $831 | $5,282-84.3% | $7,495-88.9% | $6,261-86.7% |