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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,849 | $101,798-15.7% | $165,071-48.0% | $80,935+6.1% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.7%+32.3pp |
| Annual return | 9.10% | 16.73%-7.6pp | 70.17%-61.1pp | 35.66%-26.6pp |
| Employer contribution / active EE | $2,163 | $2,954-26.8% | $4,347-50.3% | $2,757-21.6% |
| Participant deferral / active EE | $3,901 | $4,476-12.9% | $6,035-35.4% | $4,299-9.3% |
| Admin fee / account holder | $3,700 | $8,221-55.0% | $12,695-70.9% | $6,924-46.6% |