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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,579 | $72,404-32.9% | $110,243-55.9% | $64,173-24.3% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | -1.25% | -6.29%+5.0pp | 314.76%-316.0pp | 7.63%-8.9pp |
| Employer contribution / active EE | $7,556 | $2,282+231.2% | $3,827+97.4% | $2,381+217.4% |
| Participant deferral / active EE | $4,966 | $3,469+43.1% | $4,672+6.3% | $3,470+43.1% |
| Admin fee / account holder | $797 | $5,664-85.9% | $8,548-90.7% | $4,887-83.7% |