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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $519,445 | $92,766+460.0% | $82,763+527.6% | $134,545+286.1% |
| Participation rate | 95.8% | 75.2%+20.6pp | 72.6%+23.3pp | 81.2%+14.6pp |
| Annual return | -22.00% | 946.97%-969.0pp | 702.45%-724.5pp | 418.37%-440.4pp |
| Employer contribution / active EE | $5,486 | $3,273+67.6% | $3,008+82.4% | $4,742+15.7% |
| Participant deferral / active EE | $15,353 | $4,802+219.7% | $4,395+249.3% | $6,401+139.8% |
| Admin fee / account holder | $7,284 | $5,978+21.9% | $5,325+36.8% | $11,431-36.3% |