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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,097 | $162,821-85.8% | $133,978-82.8% | $158,982-85.5% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 13.50% | 41.95%-28.4pp | 45.10%-31.6pp | 302.99%-289.5pp |
| Employer contribution / active EE | $10,976 | $4,976+120.6% | $3,919+180.1% | $4,763+130.5% |
| Participant deferral / active EE | $6,610 | $5,910+11.8% | $5,047+31.0% | $5,983+10.5% |
| Admin fee / account holder | $425 | $11,742-96.4% | $8,930-95.2% | $11,252-96.2% |