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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,699 | $75,962+27.3% | $154,111-37.3% | $64,173+50.7% |
| Participation rate | 61.4% | 70.4%-9.0pp | 83.0%-21.6pp | 69.6%-8.1pp |
| Annual return | -2.66% | 30.32%-33.0pp | 735.18%-737.8pp | 7.63%-10.3pp |
| Employer contribution / active EE | $0 | $3,350-100.0% | $5,298-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $3,418 | $3,175+7.6% | $5,081-32.7% | $3,470-1.5% |
| Admin fee / account holder | $38,191 | $5,589+583.3% | $13,411+184.8% | $4,887+681.4% |