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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,084 | $105,200+165.3% | $159,474+75.0% | $85,847+225.1% |
| Participation rate | 88.5% | 75.8%+12.7pp | 82.8%+5.7pp | 69.3%+19.2pp |
| Annual return | 16.55% | 45.08%-28.5pp | 263.68%-247.1pp | 318.61%-302.1pp |
| Employer contribution / active EE | $5,630 | $3,319+69.6% | $4,831+16.5% | $2,565+119.5% |
| Participant deferral / active EE | $9,519 | $5,946+60.1% | $7,353+29.5% | $3,952+140.9% |
| Admin fee / account holder | $11,143 | $6,934+60.7% | $10,802+3.2% | $6,261+78.0% |