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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,499 | $102,382+144.7% | $147,005+70.4% | $80,874+209.7% |
| Participation rate | 93.8% | 75.8%+18.0pp | 82.2%+11.7pp | 67.6%+26.2pp |
| Annual return | 17.99% | 134.89%-116.9pp | 418.76%-400.8pp | 35.62%-17.6pp |
| Employer contribution / active EE | $3,837 | $3,715+3.3% | $4,934-22.2% | $2,756+39.2% |
| Participant deferral / active EE | $10,006 | $6,646+50.6% | $8,070+24.0% | $4,297+132.9% |
| Admin fee / account holder | $17,658 | $7,942+122.3% | $13,006+35.8% | $6,935+154.6% |