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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,499 | $102,422+144.6% | $147,117+70.3% | $80,959+209.4% |
| Participation rate | 93.8% | 75.9%+18.0pp | 82.2%+11.6pp | 67.7%+26.2pp |
| Annual return | 17.99% | 135.16%-117.2pp | 420.54%-402.5pp | 35.67%-17.7pp |
| Employer contribution / active EE | $3,837 | $3,717+3.2% | $4,932-22.2% | $2,757+39.2% |
| Participant deferral / active EE | $10,006 | $6,652+50.4% | $8,065+24.1% | $4,300+132.7% |
| Admin fee / account holder | $17,658 | $7,953+122.0% | $12,993+35.9% | $6,925+155.0% |