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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,044 | $76,608-88.2% | $56,077-83.9% | $145,877-93.8% |
| Participation rate | 71.4% | 63.2%+8.2pp | 52.5%+18.9pp | 80.3%-8.9pp |
| Annual return | 11.89% | 3009.59%-2997.7pp | 1709.28%-1697.4pp | 551.28%-539.4pp |
| Employer contribution / active EE | $661 | $1,382-52.2% | $1,040-36.5% | $4,663-85.8% |
| Participant deferral / active EE | $1,546 | $2,624-41.1% | $1,954-20.9% | $6,691-76.9% |
| Admin fee / account holder | $1,253 | $3,325-62.3% | $2,825-55.6% | $13,402-90.6% |