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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,200 | $96,956-20.4% | $69,779+10.6% | $273,972-71.8% |
| Participation rate | 33.3% | 77.1%-43.7pp | 71.8%-38.5pp | 83.0%-49.7pp |
| Annual return | 15.48% | 12.93%+2.5pp | 12.99%+2.5pp | 41.46%-26.0pp |
| Employer contribution / active EE | $2,000 | $3,316-39.7% | $2,338-14.5% | $4,869-58.9% |
| Participant deferral / active EE | $5,833 | $3,744+55.8% | $2,931+99.0% | $5,287+10.3% |
| Admin fee / account holder | $860 | $7,934-89.2% | $4,381-80.4% | $10,133-91.5% |