Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,603 | $27,826+24.4% | $65,583-47.2% | $71,529-51.6% |
| Participation rate | 26.1% | 57.6%-31.5pp | 65.0%-38.9pp | 67.9%-41.8pp |
| Annual return | 14.44% | 41.56%-27.1pp | 47.46%-33.0pp | 28.97%-14.5pp |
| Employer contribution / active EE | $0 | $1,405-100.0% | $1,692-100.0% | $2,590-100.0% |
| Participant deferral / active EE | $560 | $1,861-69.9% | $2,833-80.2% | $4,291-87.0% |
| Admin fee / account holder | $6,769 | $3,850+75.8% | $4,112+64.6% | $1,588+326.1% |