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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $350,227 | $95,188+267.9% | $76,518+357.7% | $135,380+158.7% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.0%+32.0pp | 82.6%+17.4pp |
| Annual return | 9.84% | 4.85%+5.0pp | -0.27%+10.1pp | 519.81%-510.0pp |
| Employer contribution / active EE | $14,474 | $3,303+338.2% | $2,647+446.7% | $4,779+202.9% |
| Participant deferral / active EE | $9,126 | $4,640+96.7% | $3,836+137.9% | $5,609+62.7% |
| Admin fee / account holder | $8,009 | $6,249+28.2% | $4,849+65.2% | $10,828-26.0% |