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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,994 | $48,053+106.0% | $84,628+17.0% | $72,975+35.7% |
| Participation rate | 64.3% | 57.6%+6.7pp | 68.2%-4.0pp | 69.5%-5.2pp |
| Annual return | 19.08% | 37.39%-18.3pp | 258.80%-239.7pp | 81.01%-61.9pp |
| Employer contribution / active EE | $942 | $1,602-41.2% | $2,653-64.5% | $2,440-61.4% |
| Participant deferral / active EE | $2,183 | $2,681-18.6% | $3,900-44.0% | $3,608-39.5% |
| Admin fee / account holder | $535 | $3,395-84.2% | $4,914-89.1% | $5,124-89.6% |