Retirement plan

ELNORAH, INC. T/A STEPPING STONE SCHOOL 401 K PROFIT SHARING PLAN

Name: ELNORAH, INC. - ELNORAH, INC. T/A STEPPING STONE SCHOOL 401 K PROFIT SHARING PLAN (2017) Form 5500
Creator: ELNORAH, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ELNORAH, INC. T/A STEPPING STONE SCHOOL 401 K PROFIT SHARING PLAN, ELNORAH, INC.

ELNORAH, INC.dba STEPPING STONE SCHOOLEIN 22-2218573Plan #001PY 2017

45 COUNTY ROAD 519 - BLOOMSBURY, NJ 088043409908-995-1999

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$950K

+9.9% from 2016

Total participants

+4.8% from 2016

Average account balance

$24,368

+18.4% from 2016

Annual return

12.29%

+12.84 pp from 2016

Benchmarks

See 5,614 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants<25

Cohort5,614 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.28M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$79K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

138.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$302K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$14K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.03%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$6073

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J3D2F

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$72K

$3600 / participant

Other / not subdivided$72K100.0%

% of EOY assets

7.576%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$24,368

$73,546-66.9%

$63,018-61.3%

$147,586-83.5%

Participation rate

75.0%

77.9%-2.9pp

74.8%+0.2pp

82.8%-7.8pp

Annual return

12.29%

175.56%-163.3pp

87.62%-75.3pp

578.59%-566.3pp

Employer contribution / active EE

$3,324-100.0%

$2,761-100.0%

$4,876-100.0%

Participant deferral / active EE

$2,262

$4,185-45.9%

$3,330-32.1%

$5,439-58.4%

Admin fee / account holder

$1,846

$5,956-69.0%

$3,601-48.7%

$10,886-83.0%

ELNORAH, INC. T/A STEPPING STONE SCHOOL 401 K PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ELNORAH, INC. T/A STEPPING STONE SCHOOL 401 K PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion