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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,035 | $85,766+255.7% | $136,298+123.8% | $70,126+335.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 10.61% | 31.46%-20.8pp | 5156.27%-5145.7pp | 73.15%-62.5pp |
| Employer contribution / active EE | $9,082 | $2,966+206.2% | $4,696+93.4% | $2,343+287.7% |
| Participant deferral / active EE | $6,648 | $5,051+31.6% | $6,247+6.4% | $3,332+99.5% |
| Admin fee / account holder | $85,639 | $5,421+1479.9% | $9,244+826.4% | $4,645+1743.5% |