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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $425,817 | $115,917+267.3% | $100,535+323.5% | $158,982+167.8% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 8.08% | 34.80%-26.7pp | 30.90%-22.8pp | 302.99%-294.9pp |
| Employer contribution / active EE | $4,752 | $4,105+15.8% | $3,419+39.0% | $4,763-0.2% |
| Participant deferral / active EE | $12,419 | $6,677+86.0% | $6,271+98.0% | $5,983+107.5% |
| Admin fee / account holder | $6,485 | $11,002-41.1% | $8,085-19.8% | $11,252-42.4% |