Retirement plan

AJD CONSTRUCTION CO., INC. EMPLOYEE PROFIT SHARING & 401(K)

Name: AJD CONSTRUCTION CO., INC. - AJD CONSTRUCTION CO., INC. EMPLOYEE PROFIT SHARING & 401(K) (2020) Form 5500
Creator: AJD CONSTRUCTION CO., INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, AJD CONSTRUCTION CO., INC. EMPLOYEE PROFIT SHARING & 401(K), AJD CONSTRUCTION CO., INC.

AJD CONSTRUCTION CO., INC.EIN 22-2169550Plan #002PY 2020

948 HIGHWAY 36 - LEONARDO, NJ 07737732-291-9800ajdconstruction.netLinkedIn1-10 employeescivil engineering

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$19.5M

+17.5% from 2019

Total participants

+3.4% from 2019

Average account balance

$226,708

+17.5% from 2019

Annual return

14.37%

-7.12 pp from 2019

Benchmarks

See 16,253 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants25-99

Cohort16,253 peers

Snapshot2020

See peer percentile detail. $4.99 for your first month.

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Analytics

Total assets (EOY)

Plan-year ending balance

$33.06M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$493K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

136.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.06M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$22K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+4.75%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$51363

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

See the 10-year trajectory. $4.99 for your first month.

Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.

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Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2R2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$553K

$10629 / participant

Other / not subdivided$553K100.0%

% of EOY assets

2.835%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$226,708

$72,277+213.7%

$101,248+123.9%

$79,858+183.9%

Participation rate

92.3%

68.5%+23.8pp

75.8%+16.5pp

69.6%+22.7pp

Annual return

14.37%

22.30%-7.9pp

46.47%-32.1pp

31.71%-17.3pp

Employer contribution / active EE

$16,209

$2,692+502.2%

$3,660+342.9%

$2,471+556.0%

Participant deferral / active EE

$4,378

$3,282+33.4%

$4,370+0.2%

$3,740+17.1%

Admin fee / account holder

$6,427

$4,400+46.1%

$5,945+8.1%

$5,306+21.1%

AJD CONSTRUCTION CO., INC. EMPLOYEE PROFIT SHARING & 401(K)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

AJD CONSTRUCTION CO., INC. EMPLOYEE PROFIT SHARING & 401(K)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion