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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,966 | $78,423-9.5% | $95,964-26.0% | $79,856-11.1% |
| Participation rate | 96.4% | 73.5%+22.9pp | 77.1%+19.3pp | 69.6%+26.7pp |
| Annual return | 10.26% | 19.37%-9.1pp | 91.64%-81.4pp | 31.71%-21.5pp |
| Employer contribution / active EE | $630 | $1,945-67.6% | $2,541-75.2% | $2,471-74.5% |
| Participant deferral / active EE | $4,444 | $3,440+29.2% | $4,167+6.7% | $3,741+18.8% |
| Admin fee / account holder | $1,778 | $5,622-68.4% | $6,797-73.8% | $5,306-66.5% |