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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $353,946 | $185,312+91.0% | $161,489+119.2% | $154,746+128.7% |
| Participation rate | 70.0% | 82.5%-12.5pp | 78.7%-8.7pp | 80.7%-10.7pp |
| Annual return | 17.67% | 103.84%-86.2pp | 89.72%-72.1pp | 172.34%-154.7pp |
| Employer contribution / active EE | $7,958 | $4,769+66.9% | $4,268+86.4% | $4,379+81.7% |
| Participant deferral / active EE | $10,714 | $6,350+68.7% | $5,630+90.3% | $6,730+59.2% |
| Admin fee / account holder | $9,804 | $18,654-47.4% | $16,006-38.7% | $14,365-31.8% |