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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,115 | $105,210+44.6% | $159,487-4.6% | $85,851+77.2% |
| Participation rate | 80.6% | 75.8%+4.9pp | 82.8%-2.2pp | 69.3%+11.3pp |
| Annual return | 15.22% | 45.08%-29.9pp | 263.71%-248.5pp | 318.63%-303.4pp |
| Employer contribution / active EE | $2,574 | $3,319-22.5% | $4,831-46.7% | $2,565+0.3% |
| Participant deferral / active EE | $7,270 | $5,946+22.3% | $7,354-1.1% | $3,952+83.9% |
| Admin fee / account holder | $2,554 | $6,934-63.2% | $10,804-76.4% | $6,261-59.2% |