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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $572,620 | $78,690+627.7% | $161,489+254.6% | $87,485+554.5% |
| Participation rate | 100.0% | 67.5%+32.5pp | 78.7%+21.3pp | 68.9%+31.1pp |
| Annual return | 11.35% | 32.74%-21.4pp | 89.72%-78.4pp | 26.06%-14.7pp |
| Employer contribution / active EE | $10,824 | $2,588+318.2% | $4,268+153.6% | $2,596+316.9% |
| Participant deferral / active EE | $10,796 | $3,311+226.1% | $5,630+91.8% | $4,274+152.6% |
| Admin fee / account holder | $20,547 | $6,724+205.6% | $16,006+28.4% | $7,775+164.3% |