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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,778 | $86,940-53.1% | $102,434-60.2% | $80,935-49.6% |
| Participation rate | 89.2% | 72.4%+16.8pp | 76.5%+12.7pp | 67.7%+21.5pp |
| Annual return | 8.87% | 18.89%-10.0pp | 29.46%-20.6pp | 35.66%-26.8pp |
| Employer contribution / active EE | $5,731 | $2,370+141.9% | $3,023+89.6% | $2,757+107.9% |
| Participant deferral / active EE | $2,343 | $4,121-43.1% | $5,055-53.6% | $4,299-45.5% |
| Admin fee / account holder | $416 | $8,047-94.8% | $9,462-95.6% | $6,924-94.0% |