Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,701 | $60,349+2.2% | $74,184-16.8% | $62,881-1.9% |
| Participation rate | 38.8% | 72.7%-34.0pp | 76.6%-37.8pp | 69.3%-30.5pp |
| Annual return | -1.66% | 21.38%-23.0pp | 17.74%-19.4pp | 20.14%-21.8pp |
| Employer contribution / active EE | $632 | $1,680-62.4% | $2,370-73.3% | $2,281-72.3% |
| Participant deferral / active EE | $1,374 | $2,856-51.9% | $3,550-61.3% | $3,203-57.1% |
| Admin fee / account holder | $4,717 | $4,261+10.7% | $5,586-15.6% | $4,296+9.8% |