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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,918 | $110,093-65.6% | $97,295-61.0% | $145,897-74.0% |
| Participation rate | 85.0% | 75.9%+9.1pp | 72.7%+12.3pp | 80.3%+4.7pp |
| Annual return | 15.94% | 244.76%-228.8pp | 75.62%-59.7pp | 552.29%-536.3pp |
| Employer contribution / active EE | $1,970 | $3,077-36.0% | $2,723-27.6% | $4,663-57.7% |
| Participant deferral / active EE | $5,194 | $4,678+11.0% | $4,264+21.8% | $6,689-22.4% |
| Admin fee / account holder | $572 | $6,212-90.8% | $5,646-89.9% | $13,390-95.7% |