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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,918 | $109,967-65.5% | $97,197-61.0% | $145,877-74.0% |
| Participation rate | 85.0% | 76.0%+9.0pp | 72.7%+12.3pp | 80.3%+4.7pp |
| Annual return | 15.94% | 244.27%-228.3pp | 75.47%-59.5pp | 551.28%-535.3pp |
| Employer contribution / active EE | $1,970 | $3,077-36.0% | $2,723-27.6% | $4,663-57.7% |
| Participant deferral / active EE | $5,194 | $4,676+11.1% | $4,263+21.8% | $6,691-22.4% |
| Admin fee / account holder | $572 | $6,199-90.8% | $5,637-89.8% | $13,402-95.7% |