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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,107 | $93,598+50.8% | $135,974+3.8% | $75,173+87.7% |
| Participation rate | 73.0% | 75.2%-2.2pp | 81.9%-8.9pp | 67.2%+5.8pp |
| Annual return | 17.40% | 30.89%-13.5pp | 68.30%-50.9pp | 160.72%-143.3pp |
| Employer contribution / active EE | $1,350 | $3,538-61.9% | $4,859-72.2% | $2,671-49.5% |
| Participant deferral / active EE | $5,891 | $6,405-8.0% | $7,760-24.1% | $4,126+42.8% |
| Admin fee / account holder | $2,784 | $6,978-60.1% | $10,767-74.1% | $5,651-50.7% |