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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,080 | $72,486+21.5% | $87,103+1.1% | $72,976+20.7% |
| Participation rate | 73.3% | 72.8%+0.5pp | 76.9%-3.5pp | 69.5%+3.8pp |
| Annual return | 15.94% | 24.46%-8.5pp | 28.19%-12.3pp | 81.02%-65.1pp |
| Employer contribution / active EE | $1,195 | $1,894-36.9% | $2,521-52.6% | $2,440-51.0% |
| Participant deferral / active EE | $2,605 | $3,270-20.3% | $4,049-35.7% | $3,608-27.8% |
| Admin fee / account holder | $13,720 | $5,055+171.4% | $7,491+83.1% | $5,124+167.8% |