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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $363,927 | $162,821+123.5% | $133,978+171.6% | $158,982+128.9% |
| Participation rate | 91.3% | 83.2%+8.1pp | 79.8%+11.5pp | 82.0%+9.3pp |
| Annual return | 16.37% | 41.95%-25.6pp | 45.10%-28.7pp | 302.99%-286.6pp |
| Employer contribution / active EE | $16,052 | $4,976+222.6% | $3,919+309.6% | $4,763+237.0% |
| Participant deferral / active EE | $11,762 | $5,910+99.0% | $5,047+133.0% | $5,983+96.6% |
| Admin fee / account holder | $2,463 | $11,742-79.0% | $8,930-72.4% | $11,252-78.1% |