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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $552,611 | $108,825+407.8% | $156,181+253.8% | $82,448+570.3% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | 6.95% | 20.59%-13.6pp | 64.87%-57.9pp | 41.64%-34.7pp |
| Employer contribution / active EE | $16,056 | $2,870+459.5% | $4,294+273.9% | $2,551+529.4% |
| Participant deferral / active EE | $11,864 | $4,577+159.2% | $6,132+93.5% | $4,139+186.6% |
| Admin fee / account holder | $2,182 | $9,341-76.6% | $14,586-85.0% | $7,234-69.8% |